What Happens If Someone Hit And Run My Car
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What Happens If Someone Hit And Run My Car – Malaysia’s roads are full of accidents, even if you drive carefully, there will always be someone driving recklessly and endangering others.
For this reason, the Malaysian government enacted the Road Transport Act 1987 to protect all road users and vehicles. This law, enforced by the Ministry of Transport, the Department of Road Transport and the Royal Malaysian Police, aims to prevent accidents caused by careless and reckless driving.
What Happens If Someone Hit And Run My Car
However, despite the efforts of the authorities to create safer roads, the number of road accidents recorded every year remains alarming. In 2020 alone, there were 418,237 road accidents and 4,634 road accidents in Malaysia. This means that in 2020, approximately 13 people died every day due to unsafe driving.
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Whether or not a traffic accident leads to death, its consequences are no less. Even if you are not at fault in a car accident, you should go to the police station and report it to your insurance company. Additionally, you will not be able to use your vehicle while it is being repaired. If you’re injured, it’s even worse.
We can conclude that being in a car accident is, to say the least, a frustrating and time-consuming experience.
What should you do if you are unfortunate enough to be involved in a car accident? Below is a detailed explanation to help you prepare for unexpected events on the road.
First, don’t panic and stay calm. Check yourself, passengers and other parties for injuries. Call 999 immediately if you see anyone in need of medical help.
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Your vehicle should not block the road. If so, it should be moved safely. Oncoming drivers may not be able to see you stop. Keeping a safe distance from other vehicles reduces the chance of causing traffic jams or other collisions.
In the event of an accident involving another driver, both must pull over. It is still important to use hazard lights and the warning triangle after pulling over to the side of the road.
If you encounter an angry mob or a traffic bully who abuses you, don’t get out of the car and drive straight to the police station. The law prohibits traffic robbery, so if you fear for your safety, immediately go to the police station and file a report.
After confirming that it is safe to exit your vehicle, properly assess the damage. Discuss the damage to both vehicles with the other party. Remember to be polite, don’t argue, plead guilty or sign anything.
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Whenever possible, always take pictures of the accident scene and the damage to all vehicles involved. These photos will be an important addition to the police report.
It is very important to record the personal details of all the drivers involved in the accident as this will speed up the process of filing a police report. If the other party decides to run away or refuses to report it, you are protected and you can claim from their insurer.
If your vehicle becomes impassable and needs towing, call your insurer or insurance agent immediately. The insurance company will ask you a few simple questions about the accident and arrange for a tow truck to go to the location and tow your car to a nearby panel shop.
If your vehicle is still on the road, file a complaint with the nearest police station before going to the nearest body shop.
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Beware of tow truck scammers. At the scene of an accident, you will often find people approaching you out of the blue and offering a workshop to fix your car quickly and cheaply. Sometimes they offer a towing service. It is best not to entertain them as they may charge you excessive towing fees or overcharge you for repairs.
If you have an insurance policy, we offer free 24-hour roadside assistance whether your vehicle breaks down or is involved in an accident. Call our hotline at 1 800 88 3833 and someone will help you right away. You can also download our One Touch mobile app to your phone. With the One Touch app, you can find your nearest panel workshop with one click of the SOS button and ask for help along the way.
To file a complaint, visit the nearest police station with a traffic division. This must be done within 24 hours of the accident, unless there is a valid reason that can be confirmed by an official medical report (such as hospitalization or treatment for your injury). A police call may be different. By filing a police report, you protect yourself against unexpected third-party motoring claims or personal injury.
As part of the process, you will need to provide details of the accident and other evidence. After the police investigation, the summons will be issued to the guilty person. Be sure to get a certified copy of the report, as you may need it when filing an insurance claim.
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If your car breaks down, you can negotiate with the other driver or file an insurance claim.
If you decide to make an insurance claim, you have two choices, depending on your insurance coverage: You can file a claim directly with your third-party insurer, or you can expedite the process by filing an Own Damage Knock-for-Knock (OD KFK) claim.
An OD KFK claim is a hassle-free way to claim from your insurer, and there’s no need to deal directly with a third-party insurer. An OD KFK claim will also protect your NCD (except in certain scenarios) as you are not at fault. NCDs are motor insurance discounts that you get if you or a third party make no claim on your policy. They can significantly lower your annual premiums.
However, you should provide your insurer with additional documents such as a third-party police report, police investigation report and police sketch plan to ensure a successful claim without affecting your NCD.
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After you file a claim, a loss adjuster or investigator will inspect your vehicle. After assessing the damage and repair costs, the insurer will notify you of the amount to claim.
If the damage is minor and no bodily harm is involved, most people would rather settle with the other party individually than file a claim with the insurer and lose the no-claims discount (NCD).
Depending on the severity of the damage, the other party may submit an OD KFK claim to the insurer or Third Party Property Damage (TPPD) to your insurer. Also, if your vehicle is involved in an accident, you can submit a Self Damage claim to your insurer, but you may lose the NCD.
No matter how bent, it’s always a good idea to notify your insurer, no matter how minor the accident or whether a personal agreement has been reached. By doing so, you can protect yourself against another driver swerving and causing personal injury or property damage.
What Happens If Someone Else Is Driving My Car And Has An Accident In California?
Disclaimer: This blog post is purely for informational purposes and should not be taken as any advice. We disclaim any responsibility for any loss that may arise as a result of reliance on the information contained in this article. Hitting another car can be a major headache at best and life-changing at worst. Insurance, car damage and personal injury are some of the consequences of someone hitting your car.
In this article, we’ll take a look at what to do when someone hits your car. Whether your car is hit while you are parked or driving, you will be ready to handle the difficult situation. In the worst-case scenario, you’ll have a better idea of what to do if you’re injured.
If the other driver who hit your parked car is still at the scene, communicate with the driver. Required information includes the driver’s name, contact information and insurance information.
Most of the time, the other driver will not be at the scene when you find out that your car has been hit. Look for a note left on your dashboard with the driver’s contact information. If there are no warnings left, it’s likely a hit-and-run incident, which we’ll discuss in Step 4.
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Ask around to see if there were any witnesses to the accident. Talk to people around you to see if they saw something. The owners of the nearby shop may also have noticed the accident.
CCTV or security cameras may be installed in parking lots. Providing footage of the incident would be invaluable, especially if it was a beating.
Mark the damage to your vehicle. Take lots of pictures of the damage you see. The more photos you have, the better you will be able to capture the details you may have missed at the scene of the accident.
If someone hits your car, even if you think it’s a minor accident, report it to the police. They write